Hmmm.....this is a quandary...
I have three battery projects that are in limbo at present.
For one I will be using NimH packs but....
I have two of the older Aristocraft LiIon packs (with pretection) circuit board which I charge every now and then to keep them topped up.
I too wonder at the possibility of a 'unfortunate' occurrence.
I tend to do all my battery charging etc in the garage, which has more than its fair share of inflammable paraphernalia dotted about.
I do use a multi 'smart' charger that can do all battery chemistries and four different type of batteries at the same time and with the rate of charge controlled.
But, like Jon, I have been weighing up the pros and cons of Lithium v NimH. Yes the difference between LiIon and Li-Po is well documented.
I know that LiIon is safer than Li-Po but I still charge the LiIon batteries on their own, in a large metal tin, even though they are protected, are being slow charged etc. Oh yes and I am also always in the presence of the operation.....
As in life, it is all down to risk but having seen, many times, the aftermath of 'innocent' risk, and knowing that I take them myself on many an occurrence....another risk is maybe a risk too far.......?
At least with NimH you can leave the batteries charging and not worry (provided smart charger etc etc)