Moral responsibility?

Sarah Winfield said:
I use paypal although I can't say with total confidence. I regularly receive, what I know aren't genuine emails. I direct them to spoof@paypal.com which is supposed to record and investigate them.

Personally I would far rather send a cheque and wait.

SW
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I have never had any problems with PayPal. I've been caught in a couple of scams and to their credit always had a resolution in my favour. Plus of course its the simplest way of making a purchase over seas or in a different currency. Certainly you would experience problems if you sent a British cheque to China.
 
Greg Elmassian said:
You can still link it to a credit card, so besides the paypal protection, my fallback position is protection from the credit card company.

I cannot think of any greater level of protections, much more protected than cash, a check, or a credit card alone.

Greg
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Mine is linked to a debit card. I only keep small amounts under that card and for large purchases I transfer more across to it, but worse case scenario is if that's hacked they may get $50 which my bank has to refund anyway if money is stolen. Cheques would have to be the least secure payment method, easily stolen and deposited into a "spoof" account and by the time you have managed to unravel the trail your money is long gone.... The worst I have heard of was a $22k payment for a real estate deposit that was allegedly stolen from a solicitors office and cashed 4 weeks later in Cape Town.
 
Zerogee said:
Sellers will charge whatever people will pay......

There's an old joke (or more of a parable really) of a guy who buys a burger for lunch every day from a food van outside his office.
The first day the truck is there, it has a sign saying "Burgers £2.00!", and the customer buys one.
The second day, the sign reads "Burgers £3.00!", and he still buys one.
Third day, "Burgers £4.00!" - he wants his lunch, so grudgingly pays up....
Fourth day, "Burgers £5.00!" - the customer says to the seller "I'm not paying a fiver for a Burger!".....

Fifth day, "Burgers reduced to £4.00"......
Jon.
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Aah! That must be why burger stores are often closed on Mondays. They can't afford to be in business selling £2.00 burgers. ;)
 
Henri said:
This one made me laugh out loud!

Per definition I find EBay expensive. Maybe the second hand items not offeted by shops you may get lucky if you do mot end up in a bidding war.

Not a fan of the platform.
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I agree with you Henri. TBH I'm not a fan of Internet shopping full stop. I'd rather see the item in the flesh before dusting the cobwebs from my wallet!
 
I like ebay! Nice and easy to use, conveniently brings all sorts of stuff together so a much wider selection than a shop can hope to offer, bargains can be found (but do your research and shop around before committing to a purchase). I really can't be bothered with trawling around shops these days, so it's the internet almost every time for me!
 
Greg Elmassian said:
You can still link it to a credit card, so besides the paypal protection, my fallback position is protection from the credit card company.

I cannot think of any greater level of protections, much more protected than cash, a check, or a credit card alone.

Greg
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As far as I can see, if you link and pay by credit card, paypal no longer deal with your buyer protection - it defaults to your card supplier.
 
stockers said:
As far as I can see, if you link and pay by credit card, paypal no longer deal with your buyer protection - it defaults to your card supplier.
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True, and if you transfer money (friends and family) you also have to pay a fee!!
 
JimmyB said:
True, and if you transfer money (friends and family) you also have to pay a fee!!
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I don't have any friends, and very few family :mask::mask::mask:

Actually, I don't think I've ever used Paypal for that - I tend to send a cheque, remember them, the things that always get lost in the post :devil::devil:

I did frame one cheque, from my employer for my monthly expenses when I was in the Falklands. The Post Office decided not to send it BFPO to Mill Hill, but sent it to Heathrow, who didn't know what to do with it, so it went to New Zealand. It then came back the same route, and the Post Office eventually did what they were meant to do in the first place and sent it to Mill Hill for transport on the Timmy down south. It arrived after three months (by which time the company had sent me a second cheque which I had gratefully banked).

It rather added a new meaning to the phrase, ' Your cheque's in the post.' o_Oo_Oo_O
 
JimmyB said:
The Falklands, been a few times, though with my current employee far more "comfortable" especially at Mount Pleasant, the Coastels were dire!!
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Yeah, I didn't see the coastels - I went out with Interserve when they won the maintenance contract - Jan 1999 - Jun 2001. Was lucky, as the three senior positions, if you signed up for two years, could take family and have a married quarter :nod::nod:
 
As long as none of you were on the Atlantic Conveyor! :( A heap of gear I had specially made was lost with her..
 
Scot Lawrence said:
Probably the single best place to find the current selling price, actual value, what people are actually paying for an item is: ebay! ;)

The trick is, do a search for "sold listings"

First do a regular search on ebay for the item in question..the search brings up current active auctions, items that haven't sold yet..those prices are meaningless, because people can ask anything they want, often far higher than realistic.

So instead, click on "sold listings"..That brings up auctions that have ended, items that are already sold..and it shows what people actually paid! :) that's the useful bit..

yes, you might rarely find a sold item where someone still paid too much..but those are actually very rare. Often you will find several, 5 to 10 or more finished auctions for the same item..with those multiple sales, that gives you a realistic idea of the current going rate for anything..

Scot
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Did not know you could check for previous sold listings, thanks very much, Bill
 
Family and friends money transfer is free if you use a checking account.... if you use a credit card, it costs for the transaction, the world over, not just paypal. Normally when you buy with a credit card, the seller is paying a fee... so I don't see giving paypal a hard time... I don't worry, because I use the families and friends options for just that, my family and friends...

And my credit card companies really protect me, and I use that credit card on most paypal transactions... so I have no issues... If I say I have an issue, my credit card company always takes care of me.

The number of people who have had issues is clearly in the minority, otherwise, why is paypal so big?

Anyway, there are multiple ways to pay, and safely use this, just like there are ways to safely use ebay.

Greg
 
Greg Elmassian said:
And my credit card companies really protect me, and I use that credit card on most paypal transactions... so I have no issues... If I say I have an issue, my credit card company always takes care of me.

The number of people who have had issues is clearly in the minority, otherwise, why is paypal so big?

Greg
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Greg, I didn't think it was an issue, but it is not know to everybody, and details on the Paypal site are hard to find.
 
Agreed on that Jimmy, I had to ask people who were familiar to really understand the "best practices"... just like learning the ins and outs of being a seller on ebay, there are "tricks and techniques".

My comment was to let people know that you are not forced to pay a fee in all cases.

Regards, Greg
 
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